CSW Industrials, Inc. (CSW)

Interest coverage

Jun 30, 2025 Mar 31, 2025 Dec 31, 2024 Sep 30, 2024 Jun 30, 2024 Mar 31, 2024 Dec 31, 2023 Sep 30, 2023 Jun 30, 2023 Mar 31, 2023 Dec 31, 2022 Sep 30, 2022 Jun 30, 2022 Mar 31, 2022 Dec 31, 2021 Sep 30, 2021 Jun 30, 2021 Mar 31, 2021 Dec 31, 2020 Sep 30, 2020
Earnings before interest and tax (EBIT) (ttm) US$ in thousands 180,264 180,577 181,095 170,653 163,489 153,605 149,363 152,585 144,023 139,191 127,583 117,229 107,803 95,097 78,457 69,961 65,850 53,494 49,284 56,247
Interest expense (ttm) US$ in thousands 3,979 5,477 6,504 9,269 11,234 12,723 14,187 15,622 15,422 13,197 10,388 7,372 5,696 5,450 5,464 4,749 3,603 2,383 1,071 888
Interest coverage 45.30 32.97 27.84 18.41 14.55 12.07 10.53 9.77 9.34 10.55 12.28 15.90 18.93 17.45 14.36 14.73 18.28 22.45 46.02 63.34

June 30, 2025 calculation

Interest coverage = EBIT (ttm) ÷ Interest expense (ttm)
= $180,264K ÷ $3,979K
= 45.30

The interest coverage ratios of CSW Industrials, Inc. over the specified periods indicate a significant capacity to meet its interest obligations with its earnings. As of September 30, 2020, the ratio stood at an exceptionally high 63.34, reflecting a very comfortable cushion for debt servicing. Throughout the subsequent periods, the ratio demonstrated a downward trend, reaching a low of 9.34 as of June 30, 2023, which suggests a tightening of the company's ability to cover interest expenses solely from operating earnings. During this period, the ratio remained positive, indicating continued ability to meet interest obligations, albeit with reduced margin of safety.

Starting from the second quarter of 2024, the ratio exhibited a marked upward trajectory, increasing to 12.07 by March 31, 2024, and further rising to 18.41 by September 30, 2024. The upward movement persisted, culminating at 45.30 by June 30, 2025, with a projection of 32.97 for the first quarter of 2025 and reaching 45.30 in the second quarter of 2025. This pattern suggests a substantial improvement in the company's earnings relative to its interest expenses, pointing toward enhanced financial stability and reduced risk associated with debt servicing.

Overall, the trend in interest coverage ratios reflects an initial period of extremely strong coverage, followed by a decline that persisted into mid-2023, and subsequently a recovery and strengthening of coverage capacity in late 2024 and into 2025. This progression indicates the company's ongoing efforts or changing circumstances affecting profitability and interest expense coverage, with a positive outlook on its capacity to meet debt obligations more comfortably in the near future.


Peer comparison

Jun 30, 2025

Company name
Symbol
Interest coverage
CSW Industrials, Inc.
CSW
45.30
H B Fuller Company
FUL
2.58