Heritage Financial Corporation (HFWA)
Pretax margin
| Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings before tax but after interest (EBT) (ttm) | US$ in thousands | 69,254 | 60,014 | 61,550 | 52,259 | 42,506 | 51,237 | 55,113 | 72,915 | 94,227 | 98,077 | 100,767 | 99,436 | 95,866 | 95,808 | 113,400 | 120,507 | 124,499 | 118,023 | 70,795 | 53,180 |
| Revenue (ttm) | US$ in thousands | 331,369 | 325,190 | 327,001 | 317,185 | 306,050 | 304,134 | 299,658 | 303,128 | 304,618 | 293,443 | 274,839 | 257,048 | 243,870 | 236,577 | 242,136 | 247,446 | 253,981 | 253,484 | 251,419 | 251,549 |
| Pretax margin | 20.90% | 18.46% | 18.82% | 16.48% | 13.89% | 16.85% | 18.39% | 24.05% | 30.93% | 33.42% | 36.66% | 38.68% | 39.31% | 40.50% | 46.83% | 48.70% | 49.02% | 46.56% | 28.16% | 21.14% |
September 30, 2025 calculation
Pretax margin = EBT (ttm) ÷ Revenue (ttm)
= $69,254K ÷ $331,369K
= 20.90%