Upbound Group Inc. (UPBD)
Profitability ratios
Return on sales
| Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross profit margin | 50.65% | 50.57% | 50.21% | 49.73% | 48.98% | 48.63% | 48.34% | 48.24% | 48.76% | 50.72% | 53.30% | 55.97% | 59.42% | 59.87% | 60.34% | 61.28% | 61.58% | 62.04% | 62.43% | 63.03% |
| Operating profit margin | 4.08% | 3.77% | 3.20% | 2.50% | 3.50% | 3.23% | 3.78% | 4.71% | 6.12% | 7.23% | 8.51% | 8.21% | 8.43% | 9.06% | 7.74% | 10.67% | 9.51% | 7.50% | 7.01% | 3.15% |
| Pretax margin | 1.32% | 1.04% | 0.61% | 0.16% | 1.45% | 1.44% | 1.96% | 2.91% | 4.24% | 5.51% | 7.21% | 7.23% | 7.92% | 8.48% | 6.94% | 9.70% | 9.95% | 7.73% | 7.19% | 3.24% |
| Net profit margin | -0.13% | 0.22% | -0.04% | 1.56% | 0.29% | 0.44% | 1.02% | 1.87% | 2.94% | 4.39% | 6.13% | 6.39% | 7.40% | 6.95% | 5.90% | 8.06% | 8.07% | 6.63% | 5.95% | 2.92% |
Upbound Group Inc.'s profitability ratios show a fluctuating trend over the past five years. The gross profit margin has generally remained above 50%, indicating efficient cost management in generating revenue. However, there has been a slight decrease from 63.03% in Mar 2019 to 50.65% in Dec 2023, which may warrant further investigation.
The operating profit margin has shown variability, ranging from as low as 2.50% in Mar 2023 to a high of 10.67% in Mar 2020. This suggests some level of inconsistency in controlling operating expenses and generating profits from core business activities.
The pretax margin has also displayed fluctuations from 0.16% in Mar 2023 to 9.70% in Mar 2020. This ratio indicates the company's ability to manage operating expenses in relation to sales revenue before accounting for taxes.
The net profit margin, however, has shown a more erratic pattern, ranging from -0.13% in Mar 2020 to 8.07% in Mar 2020. A negative net profit margin in some periods indicates that the company's expenses exceeded its revenues during those specific time frames, impacting overall profitability.
Overall, while Upbound Group Inc. has maintained a relatively stable gross profit margin, it should focus on improving consistency in operating profit margin and controlling expenses to enhance long-term profitability and sustainability.
Return on investment
| Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating return on assets (Operating ROA) | 5.98% | 5.69% | 4.96% | 3.74% | 5.37% | 5.17% | 6.26% | 7.98% | 9.37% | 9.77% | 10.26% | 8.60% | 13.55% | 15.02% | 13.27% | 17.76% | 16.04% | 13.33% | 10.69% | 4.98% |
| Return on assets (ROA) | -0.19% | 0.33% | -0.05% | 2.33% | 0.45% | 0.71% | 1.68% | 3.17% | 4.51% | 5.94% | 7.39% | 6.70% | 11.89% | 11.53% | 10.12% | 13.41% | 13.62% | 11.80% | 9.08% | 4.62% |
| Return on total capital | 29.67% | 25.50% | 20.82% | 15.42% | 28.41% | 26.17% | 29.79% | 41.08% | 51.66% | 33.15% | 36.74% | 33.75% | 40.21% | 46.33% | 42.68% | 60.00% | 64.66% | 56.13% | 59.08% | 43.18% |
| Return on equity (ROE) | -0.92% | 1.46% | -0.23% | 9.54% | 2.35% | 3.56% | 8.33% | 16.85% | 26.29% | 21.24% | 27.17% | 27.13% | 35.15% | 35.46% | 32.79% | 45.27% | 46.96% | 40.92% | 40.40% | 26.38% |
Upbound Group Inc. has shown varying levels of profitability over the past five years, as indicated by the profitability ratios analyzed. The Operating Return on Assets (Operating ROA) has fluctuated between 3.74% and 15.02% during this period, suggesting that the company has had differing levels of profitability from its operational activities relative to its total assets.
The Return on Assets (ROA) has also been inconsistent, with values ranging from -0.19% to 13.62%. This implies that the company's overall ability to generate profits from its assets has been unstable, with both positive and negative returns recorded throughout the period.
The Return on Total Capital shows a wider range of variation, from 15.42% to 64.66%, indicating the company's effectiveness in generating returns for both debt and equity holders. The highest returns suggest successful capital utilization, while the lower figures may indicate inefficiencies or lower profitability ratios during those periods.
Lastly, the Return on Equity (ROE) has exhibited fluctuations from -0.92% to 46.96%. The ROE measures the return on shareholders' equity and reflects the company's ability to generate profits with the shareholders' investments. The varying ROE values imply that the company's profitability for shareholders has had ups and downs over the analyzed years.
Overall, the profitability ratios show that Upbound Group Inc. has experienced fluctuations in profitability over the past five years, indicating the need for further analysis to understand the underlying factors driving these changes in financial performance.