Deluxe Corporation (DLX)
Profitability ratios
Return on sales
| Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross profit margin | 53.14% | 53.24% | 53.05% | 52.82% | 53.03% | 53.20% | 53.51% | 53.59% | 53.88% | 54.35% | 54.42% | 55.31% | 56.27% | 56.91% | 58.55% | 59.48% | 59.19% | 59.42% | 59.04% | 58.74% |
| Operating profit margin | 9.14% | 9.41% | 8.44% | 8.27% | 7.49% | 5.83% | 7.42% | 5.32% | 5.96% | 7.01% | 6.10% | 7.27% | 7.03% | 7.10% | 7.91% | 8.10% | 2.49% | 4.03% | -16.22% | -14.17% |
| Pretax margin | 3.60% | 3.75% | 2.67% | 2.27% | 1.81% | 1.74% | 3.07% | 3.52% | 3.77% | 4.02% | 3.89% | 3.41% | 4.64% | 5.36% | 6.97% | 7.30% | 1.71% | 3.16% | -17.25% | -15.29% |
| Net profit margin | 2.92% | 3.01% | 1.78% | 1.57% | 1.19% | 1.36% | 2.36% | 2.63% | 2.92% | 2.68% | 2.61% | 2.24% | 3.09% | 3.85% | 4.99% | 5.34% | 0.49% | 1.56% | -16.68% | -15.09% |
Deluxe Corporation's profitability ratios have shown some fluctuations over the years. The gross profit margin has gradually declined from 58.74% on March 31, 2020, to 53.14% on December 31, 2024. This indicates a decrease in the percentage of revenue left after deducting the cost of goods sold.
The operating profit margin, which was negative in the beginning, improved significantly over time, reaching 9.14% by December 31, 2024. This suggests that Deluxe has been able to control its operating expenses and generate profit from its core business operations.
Similarly, the pretax margin has shown a positive trend, moving from negative values to 3.60% by December 31, 2024. This demonstrates that the company has been more efficient in managing its expenses and taxes, resulting in higher pre-tax profits over time.
The net profit margin has also followed an upward trajectory, starting from negative values to reach 2.92% by December 31, 2024. This indicates that Deluxe has been able to improve its bottom line profitability by controlling costs and maximizing revenues.
Return on investment
| Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating return on assets (Operating ROA) | 6.85% | 7.67% | 6.80% | 6.61% | 5.33% | 4.49% | 5.67% | 4.03% | 4.34% | 5.32% | 4.61% | 5.26% | 4.63% | 4.50% | 4.75% | 7.46% | 2.37% | 3.73% | -15.06% | -13.83% |
| Return on assets (ROA) | 2.19% | 2.45% | 1.43% | 1.25% | 0.85% | 1.04% | 1.81% | 1.99% | 2.12% | 2.03% | 1.97% | 1.62% | 2.04% | 2.44% | 3.00% | 4.92% | 0.47% | 1.44% | -15.48% | -14.74% |
| Return on total capital | 7.42% | 35.26% | 36.93% | 37.23% | 34.35% | 35.19% | 34.45% | 33.86% | 35.40% | 33.31% | 32.53% | 34.38% | 35.78% | 35.63% | 39.02% | 37.68% | 18.98% | 26.16% | -56.05% | -52.95% |
| Return on equity (ROE) | 2.19% | 10.50% | 6.17% | 5.62% | 4.32% | 5.02% | 8.61% | 9.82% | 10.82% | 10.00% | 9.70% | 8.29% | 10.89% | 13.18% | 16.37% | 16.68% | 1.63% | 5.66% | -65.73% | -63.56% |
Deluxe Corporation's profitability ratios have shown a mixed performance over the past few years.
1. Operating return on assets (Operating ROA) has been negative in the earlier periods but has shown improvement since then. The ratio reached a peak of 7.67% in September 30, 2024, indicating better operational efficiency and profitability.
2. Return on assets (ROA) has also shown a similar trend, starting with negative values and gradually improving over time. The ratio reached 2.45% in September 30, 2024, showing a positive return on the company's total assets.
3. Return on total capital reflects the company's ability to generate returns for both equity and debt holders. The ratio has generally improved over the years, with fluctuations, and reached 37.23% in March 31, 2024. This suggests that Deluxe Corporation has been effectively utilizing its capital to generate profits.
4. Return on equity (ROE) has also shown variability, starting from negative values and gradually improving. The ratio reached 10.50% in September 30, 2024, indicating a decent return on shareholders' equity.
Overall, Deluxe Corporation's profitability ratios have shown a positive trend in recent periods, reflecting improvements in operational efficiency and effectiveness in utilizing capital to generate returns.