Urban Outfitters Inc (URBN)
Solvency ratios
| Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 | Jul 31, 2023 | Apr 30, 2023 | Jan 31, 2023 | Oct 31, 2022 | Jul 31, 2022 | Apr 30, 2022 | Jan 31, 2022 | Oct 31, 2021 | Jul 31, 2021 | Apr 30, 2021 | Jan 31, 2021 | Oct 31, 2020 | Jul 31, 2020 | Apr 30, 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt-to-assets ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-capital ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-equity ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial leverage ratio | 1.83 | 1.91 | 1.90 | 1.94 | 1.95 | 2.01 | 2.02 | 2.05 | 2.05 | 2.14 | 2.14 | 2.15 | 2.17 | 2.23 | 2.24 | 2.33 | 2.40 | 2.47 | 2.54 | 2.59 |
The solvency ratios of Urban Outfitters Inc, including the debt-to-assets ratio, debt-to-capital ratio, debt-to-equity ratio, and financial leverage ratio, indicate a consistent trend of low debt levels and strong financial position over the years.
The debt-to-assets, debt-to-capital, and debt-to-equity ratios have remained consistently at 0.00 from April 30, 2020, to January 31, 2025, indicating that the company has not been reliant on debt to finance its operations or expansion, and its assets are predominantly funded by equity capital.
The financial leverage ratio, which measures the proportion of debt in the company's capital structure, has shown a declining trend from 2.59 on April 30, 2020, to 1.83 on January 31, 2025. This decreasing trend reflects a reduction in the company's reliance on debt financing relative to equity financing, improving its overall financial leverage and stability.
Overall, the consistently low debt levels and improving financial leverage ratio demonstrate Urban Outfitters Inc's strong solvency position, with ample financial flexibility to weather economic uncertainties and pursue growth opportunities in the future.
Coverage ratios
| Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 | Jul 31, 2023 | Apr 30, 2023 | Jan 31, 2023 | Oct 31, 2022 | Jul 31, 2022 | Apr 30, 2022 | Jan 31, 2022 | Oct 31, 2021 | Jul 31, 2021 | Apr 30, 2021 | Jan 31, 2021 | Oct 31, 2020 | Jul 31, 2020 | Apr 30, 2020 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest coverage | — | 60.07 | 55.41 | 51.92 | 39.00 | 11.20 | 5.40 | 2.22 | 1.56 | 6.73 | 27.54 | 68.68 | 183.73 | 73.02 | 82.38 | 68.64 | 2.03 | — | — | — |
The interest coverage ratio for Urban Outfitters Inc has shown significant variability over the past few years. Between January 2021 and July 2022, the company's interest coverage ratio improved substantially from 2.03 to 82.38, indicating a strong ability to meet its interest obligations. However, this ratio declined sharply by October 2022 to 6.73 and further decreased by January 2023 to 1.56, suggesting a potential strain on the company's ability to cover its interest expenses.
Although there was a slight improvement by January 2024 with an interest coverage ratio of 39.00, the ratio stayed below historical highs. By October 2024, there was a further increase to 60.07, indicating a recovery in the company's ability to cover its interest payments. Notably, by January 2025, the interest coverage ratio is not available (denoted as "—"), which could signal a lack of updated data on the company's financial position.
Overall, Urban Outfitters Inc's interest coverage ratio has displayed fluctuations, showcasing both strengths and potential challenges in meeting its interest obligations. Investors and stakeholders should continue to monitor this ratio to assess the company's financial health and debt servicing capabilities.