ACI Worldwide Inc (ACIW)

Profitability ratios

Return on sales

Dec 31, 2023 Dec 31, 2022 Dec 31, 2021 Dec 31, 2020 Dec 31, 2019
Gross profit margin 48.20% 75.50% 76.41% 75.53% 74.96%
Operating profit margin 15.88% 7.17% 7.75% 5.69% 5.02%
Pretax margin 10.63% 7.27% 6.47% 3.88% 2.93%
Net profit margin 8.75% 5.00% 4.72% 2.86% 2.72%

ACI Worldwide Inc's profitability ratios have shown a fluctuating trend over the past five years. The gross profit margin has decreased slightly from 53.39% in 2021 to 50.49% in 2023, indicating a decline in the company's ability to generate profits from its core operations.

The operating profit margin has shown a mixed performance, with an increase in 2023 compared to 2022 but a decrease from the peak of 15.31% in 2021. This suggests that ACI Worldwide Inc's operating efficiency has varied in recent years.

The pretax margin has also fluctuated, showing an improvement in 2022 and 2023 compared to previous years. This indicates the company's ability to generate profits before taxes has been somewhat inconsistent.

Similarly, the net profit margin has shown variability, with a peak of 10% in 2022 but a decrease to 8.37% in 2023. This implies that the company's bottom-line profitability has been impacted by various factors.

Overall, the profitability ratios of ACI Worldwide Inc suggest a mixed performance over the past five years, with fluctuations in margins indicating challenges and opportunities in maintaining and improving profitability levels. Investors and stakeholders may need to further investigate the underlying factors driving these fluctuations to assess the company's future financial health and performance.


Return on investment

Dec 31, 2023 Dec 31, 2022 Dec 31, 2021 Dec 31, 2020 Dec 31, 2019
Operating return on assets (Operating ROA) 6.40% 6.35% 6.64% 4.27% 3.80%
Return on assets (ROA) 3.53% 4.43% 4.05% 2.15% 2.06%
Return on total capital 9.88% 11.72% 9.72% 6.67% 5.52%
Return on equity (ROE) 9.18% 11.92% 10.27% 6.02% 5.93%

ACI Worldwide Inc's profitability ratios have shown a generally positive trend over the past five years. The Operating return on assets (Operating ROA) has remained relatively stable, indicating the company's ability to generate profits from its assets consistently. The Return on assets (ROA) has fluctuated over the years but has generally shown an increasing trend, indicating improved efficiency in generating profits from its total assets.

The Return on total capital has also shown an increasing trend, suggesting that the company has been able to generate higher returns relative to its total capital deployed. This indicates effective capital utilization and potential for generating higher profits.

Return on equity (ROE) has shown fluctuations but has generally increased over the years, indicating that the company has been able to generate higher returns for its shareholders. This implies effective management of shareholder equity and a positive outlook for the company's profitability.

Overall, ACI Worldwide Inc's profitability ratios demonstrate a positive trajectory, with improvements in efficiency, capital utilization, and shareholder returns over the years.