ACI Worldwide Inc (ACIW)

Pretax margin

Dec 31, 2024 Dec 31, 2023 Dec 31, 2022 Dec 31, 2021 Dec 31, 2020
Earnings before tax but after interest (EBT) US$ in thousands 250,409 147,627 206,635 175,065 98,626
Revenue US$ in thousands 1,594,290 1,452,580 1,421,900 1,370,600 1,294,320
Pretax margin 15.71% 10.16% 14.53% 12.77% 7.62%

December 31, 2024 calculation

Pretax margin = EBT ÷ Revenue
= $250,409K ÷ $1,594,290K
= 15.71%

ACI Worldwide Inc's pretax margin has shown a positive trend over the years, reflecting the company's improving efficiency in generating income before taxes. The pretax margin increased from 7.62% in December 2020 to 15.71% in December 2024, indicating a significant improvement in profitability.

The pretax margin peaked at 14.53% in December 2022, demonstrating a strong performance. However, there was a slight dip to 10.16% in December 2023, suggesting a temporary decrease in profitability.

Overall, ACI Worldwide Inc's pretax margin indicates that the company has been effectively managing its expenses and generating higher earnings relative to its revenue, positioning it favorably in terms of financial performance and efficiency.