Fair Isaac Corporation (FICO)
Profitability ratios
Return on sales
| Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross profit margin | 78.09% | 78.03% | 77.52% | 76.28% | 76.59% | 76.94% | 77.61% | 78.81% | 77.32% | 75.84% | 75.20% | 72.71% | 72.44% | 72.10% | 71.00% | 71.12% | 70.62% | 70.96% | 70.41% | 69.52% |
| Operating profit margin | 45.05% | 45.40% | 44.22% | 42.95% | 42.90% | 41.40% | 40.14% | 41.38% | 38.24% | 36.73% | 33.35% | 27.61% | 25.94% | 22.86% | 22.91% | 23.13% | 21.43% | 21.86% | 20.77% | 18.03% |
| Pretax margin | 39.02% | 39.10% | 38.07% | 36.56% | 36.64% | 35.97% | 35.55% | 38.04% | 35.60% | 34.38% | 31.13% | 25.19% | 23.20% | 19.85% | 19.70% | 19.84% | 18.46% | 18.63% | 18.37% | 15.59% |
| Net profit margin | 31.20% | 30.33% | 30.28% | 28.64% | 29.21% | 28.51% | 28.26% | 30.56% | 28.38% | 28.49% | 25.62% | 21.10% | 20.52% | 18.26% | 18.92% | 18.92% | 17.31% | 16.56% | 15.32% | 12.91% |
Fair, Isaac Corp.'s profitability ratios show a generally positive trend over the past eight quarters. The gross profit margin has remained consistently high, showing strengths in maintaining low costs of goods sold relative to sales. The operating profit margin has also shown a positive trend, indicating efficient management of operating expenses and strong operational performance.
The pretax margin has fluctuated but has generally remained above 34%, reflecting the company's ability to generate income before tax expenses. However, the net profit margin has shown more variability, with a decrease in the latest quarter compared to the same quarter in the previous year. This indicates that despite strong operational performance, the company's bottom line has been impacted by other factors such as taxes and interest expenses.
Overall, Fair, Isaac Corp. demonstrates solid profitability ratios, with a strong ability to generate profits from its operations. However, the recent decrease in net profit margin warrants further investigation into the factors impacting the company's bottom line.
Return on investment
| Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 | Jun 30, 2020 | Mar 31, 2020 | Dec 31, 2019 | Sep 30, 2019 | Jun 30, 2019 | Mar 31, 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating return on assets (Operating ROA) | 41.03% | 40.81% | 38.58% | 38.26% | 38.88% | 37.61% | 35.93% | 38.83% | 35.97% | 32.24% | 29.94% | 23.06% | 21.49% | 18.43% | 17.95% | 18.27% | 16.60% | 17.69% | 16.80% | 14.28% |
| Return on assets (ROA) | 28.41% | 27.26% | 26.42% | 25.52% | 26.48% | 25.90% | 25.30% | 28.68% | 26.69% | 25.01% | 23.00% | 17.62% | 16.99% | 14.72% | 14.82% | 14.94% | 13.40% | 13.40% | 12.39% | 10.23% |
| Return on total capital | 61.24% | 57.77% | — | — | — | 52.88% | — | — | — | 57.15% | 387.42% | 167.11% | 106.48% | 27.95% | 114.71% | 132.80% | 108.17% | 28.53% | 90.74% | 81.40% |
| Return on equity (ROE) | — | — | — | — | — | — | — | — | — | — | 292.77% | 124.66% | 82.68% | 71.41% | 93.77% | 108.31% | 85.92% | 66.30% | 63.45% | 54.88% |
Fair, Isaac Corp.'s profitability ratios illustrate the firm's ability to generate returns from its assets and capital investments. The Operating return on assets (Operating ROA) has shown consistency and improvement, climbing from 33.12% in March 2022 to 41.03% in December 2023. Simultaneously, Return on assets (ROA) has displayed a generally positive trend, increasing from 25.30% in March 2022 to 28.41% in December 2023.
Return on total capital has exhibited fluctuations but remains generally strong, peaking at 54.61% in September 2023. However, Return on equity (ROE) data is absent, making it challenging to gauge the firm's performance from an equity perspective. Overall, Fair, Isaac Corp.'s profitability ratios reflect robust operational efficiency and effective use of capital, contributing to the company's strong financial performance.