Fair Isaac Corporation (FICO)
Interest coverage
| Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings before interest and tax (EBIT) (ttm) | US$ in thousands | 896,360 | 893,799 | 818,095 | 772,528 | 747,663 | 712,534 | 700,680 | 663,219 | 649,170 | 618,351 | 575,634 | 563,964 | 540,276 | 522,282 | 580,577 | 532,648 | 513,234 | 483,643 | 373,164 | 345,115 |
| Interest expense (ttm) | US$ in thousands | 93,765 | 122,280 | 116,249 | 110,964 | 105,638 | 101,427 | 99,104 | 96,908 | 95,546 | 92,082 | 86,258 | 79,572 | 68,967 | 58,617 | 49,914 | 42,646 | 40,092 | 39,534 | 40,739 | 42,050 |
| Interest coverage | 9.56 | 7.31 | 7.04 | 6.96 | 7.08 | 7.03 | 7.07 | 6.84 | 6.79 | 6.72 | 6.67 | 7.09 | 7.83 | 8.91 | 11.63 | 12.49 | 12.80 | 12.23 | 9.16 | 8.21 |
September 30, 2025 calculation
Interest coverage = EBIT (ttm) ÷ Interest expense (ttm)
= $896,360K ÷ $93,765K
= 9.56
Peer comparison
Sep 30, 2025
Company name
Symbol
Interest coverage
Fair Isaac Corporation
FICO
9.56
Adobe Systems Incorporated
ADBE
33.96
Appfolio Inc
APPF
—
Bentley Systems Inc
BSY
17.15
Guidewire Software Inc
GWRE
4.74
Manhattan Associates Inc
MANH
—
PTC Inc
PTC
15.48
Q2 Holdings
QTWO
3.06
Roper Technologies, Inc.
ROP
7.59
ServiceNow Inc
NOW
99.09