Fair Isaac Corporation (FICO)
Interest coverage
| Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings before interest and tax (EBIT) (ttm) | US$ in thousands | 896,360 | 893,799 | 818,095 | 772,528 | 747,663 | 712,534 | 700,680 | 663,219 | 649,170 | 618,351 | 575,634 | 563,964 | 540,276 | 522,282 | 580,577 | 532,648 | 513,234 | 483,643 | 373,164 | 345,115 |
| Interest expense (ttm) | US$ in thousands | 93,765 | 122,280 | 116,249 | 110,964 | 105,638 | 101,427 | 99,104 | 96,908 | 95,546 | 92,082 | 86,258 | 79,572 | 68,967 | 58,617 | 49,914 | 42,646 | 40,092 | 39,534 | 40,739 | 42,050 |
| Interest coverage | 9.56 | 7.31 | 7.04 | 6.96 | 7.08 | 7.03 | 7.07 | 6.84 | 6.79 | 6.72 | 6.67 | 7.09 | 7.83 | 8.91 | 11.63 | 12.49 | 12.80 | 12.23 | 9.16 | 8.21 |
September 30, 2025 calculation
Interest coverage = EBIT (ttm) ÷ Interest expense (ttm)
= $896,360K ÷ $93,765K
= 9.56
Peer comparison
Sep 30, 2025
Company name
Symbol
Interest coverage
Fair Isaac Corporation
FICO
9.56
Bentley Systems Inc
BSY
17.15
Guidewire Software Inc
GWRE
4.74
PTC Inc
PTC
15.48
Q2 Holdings
QTWO
3.06