Guidewire Software Inc (GWRE)
Debt-to-assets ratio
| Jul 31, 2025 | Jul 31, 2024 | Jul 31, 2023 | Jul 31, 2022 | Jul 31, 2021 | ||
|---|---|---|---|---|---|---|
| Long-term debt | US$ in thousands | — | — | — | — | — |
| Total assets | US$ in thousands | 2,721,100 | 2,226,290 | 2,027,890 | 2,266,900 | 2,321,840 |
| Debt-to-assets ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
July 31, 2025 calculation
Debt-to-assets ratio = Long-term debt ÷ Total assets
= $—K ÷ $2,721,100K
= 0.00
The debt-to-assets ratio for Guidewire Software Inc. has been consistently reported as 0.00 across the observed periods, specifically on July 31 of 2021, 2022, 2023, 2024, and 2025. This indicates that the company has maintained an entirely asset-funded structure without incurring any reported debt during these years. The absence of debt utilization suggests a conservative capital structure, with the company relying solely on equity or retained earnings to finance its assets. Such a stable debt profile minimizes financial leverage and associated interest obligations, potentially reducing financial risk. However, it also implies limited use of debt financing to potentially accelerate growth, leverage tax benefits, or optimize capital structure. Overall, the data reflects a debt-free asset base for Guidewire Software Inc. over the analyzed period.