Guidewire Software Inc (GWRE)

Debt-to-equity ratio

Jul 31, 2025 Jul 31, 2024 Jul 31, 2023 Jul 31, 2022 Jul 31, 2021
Long-term debt US$ in thousands
Total stockholders’ equity US$ in thousands 1,457,230 1,342,730 1,199,470 1,451,660 1,544,890
Debt-to-equity ratio 0.00 0.00 0.00 0.00 0.00

July 31, 2025 calculation

Debt-to-equity ratio = Long-term debt ÷ Total stockholders’ equity
= $—K ÷ $1,457,230K
= 0.00

The debt-to-equity ratio for Guidewire Software Inc remains consistently at 0.00 across all specified periods from July 31, 2021, through July 31, 2025. This indicates that, during this timeframe, the company has not reported any long-term or short-term debt relative to its equity base. Such a stable ratio suggests a conservative capital structure characterized by the absence of leverage, implying that Guidewire Software Inc primarily finances its operations through equity rather than through debt instruments. The persistent zero value over multiple years underscores a strategic preference for debt-free financing or a strong equity position, which can enhance financial stability and reduce financial risk.