Guidewire Software Inc (GWRE)
Debt-to-equity ratio
| Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 | Jul 31, 2023 | Apr 30, 2023 | Jan 31, 2023 | Oct 31, 2022 | Jul 31, 2022 | Apr 30, 2022 | Jan 31, 2022 | Oct 31, 2021 | Jul 31, 2021 | Apr 30, 2021 | Jan 31, 2021 | Oct 31, 2020 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Long-term debt | US$ in thousands | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Total stockholders’ equity | US$ in thousands | 1,457,230 | 1,362,580 | 1,268,740 | 1,268,030 | 1,342,730 | 1,285,370 | 1,256,110 | 1,205,650 | 1,199,470 | 1,195,110 | 1,220,170 | 1,185,160 | 1,451,660 | 1,449,650 | 1,480,470 | 1,498,380 | 1,544,890 | 1,556,480 | 1,644,660 | 1,659,860 |
| Debt-to-equity ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
July 31, 2025 calculation
Debt-to-equity ratio = Long-term debt ÷ Total stockholders’ equity
= $—K ÷ $1,457,230K
= 0.00
The analysis of Guidewire Software Inc's debt-to-equity ratio over the period from October 2020 to October 2025 reveals a consistent and notable trend: the ratio remains at zero throughout all reported dates. This indicates that throughout this timeframe, the company has consistently maintained a capital structure devoid of debt, relying entirely on equity financing. The persistent absence of debt suggests a conservative financial positioning, with no reliance on borrowed funds to finance operations or growth initiatives. This debt-free stance may reflect prudent financial management, a strategic choice to avoid leverage-related risks, or possibly a strong equity base supporting the company's financial structure. Overall, the data demonstrates that Guidewire Software Inc has not engaged in leveraging debt during this period, which has significant implications for its financial stability, risk profile, and capacity to withstand economic fluctuations.