Guidewire Software Inc (GWRE)
Debt-to-capital ratio
| Jul 31, 2025 | Jul 31, 2024 | Jul 31, 2023 | Jul 31, 2022 | Jul 31, 2021 | ||
|---|---|---|---|---|---|---|
| Long-term debt | US$ in thousands | — | — | — | — | — |
| Total stockholders’ equity | US$ in thousands | 1,457,230 | 1,342,730 | 1,199,470 | 1,451,660 | 1,544,890 |
| Debt-to-capital ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
July 31, 2025 calculation
Debt-to-capital ratio = Long-term debt ÷ (Long-term debt + Total stockholders’ equity)
= $—K ÷ ($—K + $1,457,230K)
= 0.00
The debt-to-capital ratio of Guidewire Software Inc., as observed from the provided data, consistently registers at 0.00 across the fiscal years ending July 31, 2021, through July 31, 2025. This indicates that the company has maintained a capital structure entirely composed of equity, with no recorded long-term or short-term debt during this period. Such a stable and debt-free capital structure suggests a conservative financial approach, minimizing financial leverage and associated risks. The absence of debt may also reflect the company's strong internal cash flow generation capabilities or a strategic preference for avoiding debt financing. Overall, the data implies that Guidewire Software Inc. has consistently financed its operations and growth initiatives through equity and retained earnings, maintaining zero leverage throughout the analyzed timeframe.