ACI Worldwide Inc (ACIW)

Operating return on assets (Operating ROA)

		Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020
Operating income (ttm)	US$ in thousands	308,535	358,563	297,901	254,320	220,518	196,425	182,530	196,467	248,375	262,956	242,906	233,873	209,897	142,800	146,003	159,717	144,744	151,450	175,586	140,566
Total assets	US$ in thousands	3,025,290	3,092,980	3,364,670	3,300,200	3,444,740	3,254,830	3,068,890	3,006,800	3,209,900	3,263,140	3,218,670	3,210,440	3,158,740	3,184,490	3,175,180	3,160,200	3,386,900	3,132,430	3,137,580	3,109,900
Operating ROA		10.20%	11.59%	8.85%	7.71%	6.40%	6.03%	5.95%	6.53%	7.74%	8.06%	7.55%	7.28%	6.64%	4.48%	4.60%	5.05%	4.27%	4.83%	5.60%	4.52%

December 31, 2024 calculation

Operating ROA = Operating income (ttm) ÷ Total assets
= $308,535K ÷ $3,025,290K
= 10.20%

ACI Worldwide Inc's operating return on assets (operating ROA) has shown fluctuations over the periods analyzed. The operating ROA ranged from 4.27% to 8.85% during the analyzed periods. It increased from March 31, 2020, to September 30, 2020, before experiencing slight fluctuations in the subsequent quarters. Notably, there was a significant improvement in operating ROA from September 30, 2021, to December 31, 2024, with the ratio steadily increasing from 4.48% to 10.20%.

Overall, the trend suggests an improvement in ACI Worldwide Inc's operational efficiency and profitability in utilizing its assets to generate operating income. The rising trend in operating ROA indicates that the company has been able to enhance the efficiency of its asset utilization, which is a positive signal for investors and stakeholders.