ACI Worldwide Inc (ACIW)

Operating return on assets (Operating ROA)

		Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019
Operating income (ttm)	US$ in thousands	220,408	196,315	137,880	151,817	203,835	218,416	242,906	233,873	209,897	142,800	146,003	159,717	144,744	151,450	175,586	140,566	123,756	137,757	110,798	114,522
Total assets	US$ in thousands	3,444,740	3,254,830	3,068,890	3,006,800	3,209,900	3,263,140	3,218,670	3,210,440	3,158,740	3,184,490	3,175,180	3,160,200	3,386,900	3,132,430	3,137,580	3,109,900	3,257,530	3,340,760	3,450,320	2,114,140
Operating ROA		6.40%	6.03%	4.49%	5.05%	6.35%	6.69%	7.55%	7.28%	6.64%	4.48%	4.60%	5.05%	4.27%	4.83%	5.60%	4.52%	3.80%	4.12%	3.21%	5.42%

December 31, 2023 calculation

Operating ROA = Operating income (ttm) ÷ Total assets
= $220,408K ÷ $3,444,740K
= 6.40%

ACI Worldwide Inc's operating return on assets (ROA) has exhibited some fluctuations over the past eight quarters. The operating ROA ranged from 4.49% to 7.55% during this period. In general, the operating ROA averaged around 6%, showing a moderate level of profitability generated from its operational assets.

The highest operating ROA was recorded in Q2 2022 at 7.55%, indicating efficient utilization of assets to generate operating income during that quarter. On the other hand, the lowest operating ROA was seen in Q2 2023 at 4.49%, suggesting a lower efficiency in utilizing assets to generate operating profits during that period.

Overall, the trend in operating ROA for ACI Worldwide Inc reflects some variability but maintains a relatively stable performance in terms of generating operating income from its assets over the analyzed quarters. Further analysis of the company's operational efficiency and asset utilization may provide insights into the factors driving these fluctuations in the operating ROA.