ACI Worldwide Inc (ACIW)

Return on assets (ROA)

		Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020
Net income (ttm)	US$ in thousands	203,118	227,179	183,663	146,066	121,509	89,121	74,327	94,379	142,177	161,420	152,067	145,226	127,791	85,466	87,568	95,142	72,660	61,000	76,948	68,598
Total assets	US$ in thousands	3,025,290	3,092,980	3,364,670	3,300,200	3,444,740	3,254,830	3,068,890	3,006,800	3,209,900	3,263,140	3,218,670	3,210,440	3,158,740	3,184,490	3,175,180	3,160,200	3,386,900	3,132,430	3,137,580	3,109,900
ROA		6.71%	7.34%	5.46%	4.43%	3.53%	2.74%	2.42%	3.14%	4.43%	4.95%	4.72%	4.52%	4.05%	2.68%	2.76%	3.01%	2.15%	1.95%	2.45%	2.21%

December 31, 2024 calculation

ROA = Net income (ttm) ÷ Total assets
= $203,118K ÷ $3,025,290K
= 6.71%

ACI Worldwide Inc's Return on Assets (ROA) has shown fluctuations over the periods provided in the data. The ROA increased from 2.21% on March 31, 2020, to a peak of 7.34% on September 30, 2024, before slightly decreasing to 6.71% by December 31, 2024.

The overall trend indicates that ACI Worldwide Inc has been able to efficiently utilize its assets to generate profit over the period, with a significant improvement in performance seen in the latter part of the period. The company achieved its highest ROA in the third quarter of 2024, signaling effective asset management and profitability.

Investors and stakeholders may view this improving trend positively, as it suggests that the company is becoming more efficient in generating earnings relative to its total assets. It is important to continue monitoring ROA to assess the company's ongoing profitability and asset utilization efficiency.