ACI Worldwide Inc (ACIW)

Return on equity (ROE)

		Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020
Net income (ttm)	US$ in thousands	203,118	227,179	183,663	146,066	121,509	89,121	74,327	94,379	142,177	161,420	152,067	145,226	127,791	85,466	87,568	95,142	72,660	61,000	76,948	68,598
Total stockholders’ equity	US$ in thousands	1,424,330	1,329,630	1,236,760	1,257,050	1,324,300	1,211,040	1,172,530	1,167,630	1,193,190	1,198,220	1,208,360	1,224,670	1,244,780	1,195,550	1,178,560	1,197,720	1,206,600	1,122,840	1,090,740	1,067,800
ROE		14.26%	17.09%	14.85%	11.62%	9.18%	7.36%	6.34%	8.08%	11.92%	13.47%	12.58%	11.86%	10.27%	7.15%	7.43%	7.94%	6.02%	5.43%	7.05%	6.42%

December 31, 2024 calculation

ROE = Net income (ttm) ÷ Total stockholders’ equity
= $203,118K ÷ $1,424,330K
= 14.26%

ACI Worldwide Inc's return on equity (ROE) has shown fluctuations over the period from March 31, 2020, to December 31, 2024. Starting at 6.42% in March 2020, the ROE experienced some variations before showing a notable increase to 10.27% by December 2021. Subsequently, there was a further rise in ROE to 17.09% by September 30, 2024, indicating improved profitability and efficiency in utilizing shareholders' equity. However, by December 31, 2024, the ROE decreased slightly to 14.26%.

Overall, ACI Worldwide Inc's ROE has demonstrated an upward trend, except for minor fluctuations. The company has been generating higher returns relative to its equity, signifying effective management and greater profitability for shareholders during the period under review. It is essential to monitor future ROE trends to assess the company's performance and sustainability of its earnings growth.