ACI Worldwide Inc (ACIW)

Debt-to-capital ratio

Dec 31, 2024 Sep 30, 2024 Jun 30, 2024 Mar 31, 2024 Dec 31, 2023 Sep 30, 2023 Jun 30, 2023 Mar 31, 2023 Dec 31, 2022 Sep 30, 2022 Jun 30, 2022 Mar 31, 2022 Dec 31, 2021 Sep 30, 2021 Jun 30, 2021 Mar 31, 2021 Dec 31, 2020 Sep 30, 2020 Jun 30, 2020 Mar 31, 2020
Long-term debt US$ in thousands
Total stockholders’ equity US$ in thousands 1,424,330 1,329,630 1,236,760 1,257,050 1,324,300 1,211,040 1,172,530 1,167,630 1,193,190 1,198,220 1,208,360 1,224,670 1,244,780 1,195,550 1,178,560 1,197,720 1,206,600 1,122,840 1,090,740 1,067,800
Debt-to-capital ratio 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

December 31, 2024 calculation

Debt-to-capital ratio = Long-term debt ÷ (Long-term debt + Total stockholders’ equity)
= $—K ÷ ($—K + $1,424,330K)
= 0.00

ACI Worldwide Inc has consistently maintained a debt-to-capital ratio of 0.00, as evidenced by the data from March 31, 2020, to December 31, 2024. A debt-to-capital ratio of 0.00 indicates that the company has not utilized debt to finance its operations or investments relative to its total capital. This suggests that ACI Worldwide Inc has a conservative financial policy with minimal reliance on debt financing, which may be viewed positively by investors and creditors as it signifies lower financial risk and potentially greater financial stability. However, it is important to note that a very low or zero debt-to-capital ratio could also indicate missed opportunities for leveraging debt for potential growth or tax benefits, depending on the company's specific financial strategy and circumstances.