ACI Worldwide Inc (ACIW)

Financial leverage ratio

		Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020
Total assets	US$ in thousands	3,025,290	3,092,980	3,364,670	3,300,200	3,444,740	3,254,830	3,068,890	3,006,800	3,209,900	3,263,140	3,218,670	3,210,440	3,158,740	3,184,490	3,175,180	3,160,200	3,386,900	3,132,430	3,137,580	3,109,900
Total stockholders’ equity	US$ in thousands	1,424,330	1,329,630	1,236,760	1,257,050	1,324,300	1,211,040	1,172,530	1,167,630	1,193,190	1,198,220	1,208,360	1,224,670	1,244,780	1,195,550	1,178,560	1,197,720	1,206,600	1,122,840	1,090,740	1,067,800
Financial leverage ratio		2.12	2.33	2.72	2.63	2.60	2.69	2.62	2.58	2.69	2.72	2.66	2.62	2.54	2.66	2.69	2.64	2.81	2.79	2.88	2.91

December 31, 2024 calculation

Financial leverage ratio = Total assets ÷ Total stockholders’ equity
= $3,025,290K ÷ $1,424,330K
= 2.12

The financial leverage ratio of ACI Worldwide Inc has shown fluctuations over the past few years, ranging from a high of 2.91 as of March 31, 2020, to a low of 2.12 as of December 31, 2024. A decreasing trend in the ratio was observed from 2020 to 2021, reaching a low of 2.54 as of December 31, 2021, before slightly increasing to 2.72 by June 30, 2024. A significant drop in the ratio to 2.12 as of December 31, 2024 may suggest a decrease in the company's reliance on debt financing or an increase in equity. Overall, the financial leverage ratio indicates that ACI Worldwide Inc has been managing its debt levels effectively, although closer monitoring may be necessary to understand the reasons behind the fluctuations in the ratio.